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Stocks to Day Trade: US Accounts Taxes & Rules (PDT Rule) Explained
Quick Answer The best stocks to day trade are those with high liquidity (high volume) and volatility (significant daily price swings). These are typically large-cap tech stocks, index ETFs (like QQQ), or high-growth stocks with pending news. However, mastering how to daytrade requires navigating US regulations, specifically the Pattern Day Trader (PDT) Rule, which mandates […]
Felix La Spina
Dec 184 min read
Cryptocurrency Explained: The Technology, The Terminology And The Mechanics
Quick Answer Cryptocurrency is a form of digital asset and medium of exchange that uses cryptography to secure transactions and verify ownership. It is fundamentally built on Blockchain technology, which is a decentralized, distributed, and immutable public ledger maintained by a network of computers. The primary technological split is between Proof of Work (PoW) networks […]
Felix La Spina
Dec 186 min read
Brokerage Account: US Accounts Taxes & Rules (Open a Brokerage) Explained
Quick Answer A brokerage account is an essential financial account that acts as your gateway to buying and selling investment securities like stocks, bonds, and ETFs. The simplest brokerage account definition is that it is a licensed intermediary between you and the stock market. To begin the process of how to invest in stocks, you […]
Felix La Spina
Dec 174 min read
Day Trading For Beginners: The Mechanics, The Strategies And The Reality
Quick Answer Day trading for beginners is a high-risk activity involving the rapid buying and selling of securities within the same trading session to profit from minor price movements. The key barrier is the US Pattern Day Trader (PDT) Rule, which requires a $25,000 minimum margin account balance for traders executing four or more day […]
Felix La Spina
Dec 177 min read
Prospero: AI AND LEARNING / ANALYSIS TOOLS (ai stock pickers) Explained
Prospero: AI AND LEARNING / ANALYSIS TOOLS (ai stock pickers) Explained Short descriptionProspero is an AI investing app that turns large data sets into stock ideas and signals. This guide explains how Prospero fits into AI investing, how it compares with AltIndex, and how to use AI stock pickers alongside education from Stock Education. It […]
Felix La Spina
Dec 177 min read
Stocks: Stock Market Education (Types of Stocks) Explained
Quick Answer A stock is a security that represents fractional ownership (equity) in a publicly traded corporation. The core function of stocks is to provide companies with capital to grow while providing investors with a claim on future earnings and assets. The simplest stock definition is that it is a unit of ownership. Investors make […]
Felix La Spina
Dec 164 min read
The ROI Of Financial Education: Why Ignorance Is The Most Expensive Asset You Own
Quick Answer The Return on Investment (ROI) of financial education is effectively infinite because it acts as loss prevention and accelerated compounding. Paying for structured learning upfront—whether through a course or expert guidance—is far cheaper than paying the “Market Tuition,” which is exacted via avoidable losses, high fees, and missed tax savings. Just by understanding […]
Felix La Spina
Dec 165 min read
Day trading for beginners: INVESTING AND TRADING STRATEGIES (day trading) Explained
Day trading for beginners: INVESTING AND TRADING STRATEGIES (day trading) Explained Short descriptionDay trading for beginners means trying to profit from moves that happen within a single trading day. This guide explains stock definition, what a day trader does, beginner day trading strategies, and how day trading fits into wider investing and trading plans, with […]
Felix La Spina
Dec 1512 min read
Stock Market Investing: Stock Market Education (Stock Market Basics) Explained
Quick Answer Stock market investing is the act of purchasing shares (or partial ownership) in publicly traded companies with the long-term goal of building wealth through capital appreciation (when the stock price rises) and dividends (cash payments). For beginners, the process involves 7 simple steps: defining a goal, choosing an online broker, funding the account, […]
Felix La Spina
Dec 144 min read
Day Trading: US Accounts Taxes & Rules (PDT Rule) Explained
Quick Answer Day trading is the practice of buying and selling (or shorting and covering) a financial instrument within the same trading day. It differs from long-term investing in its objective: to profit from minor, short-term price fluctuations, not long-term growth. The crucial regulatory hurdle in the US for frequent trading is the Pattern Day […]
Felix La Spina
Dec 145 min read
How To Profit In A Bear Market: The Survival Guide For Red Days
Quick Answer To profit in a bear market, investors must adopt an active, contrarian mindset, recognizing that a downturn is a massive temporary sale. The three core strategies are: 1) Defensive Rotation, moving capital from high-growth tech into resilient sectors like Utilities and Consumer Staples; 2) Accumulation, aggressively buying high-quality assets at 20% to 50% […]
Felix La Spina
Dec 135 min read
Are Stocks Equities: Stock Market Education (Types of Stocks) Explained
Quick Answer Yes, stocks are equities. The terms are often used interchangeably, but “equity” is the broader financial term that defines ownership. When you buy a stock, you are purchasing a share of equity—a fractional ownership stake in the company. This ownership represents a claim on a portion of the company’s assets and earnings. The […]
Felix La Spina
Dec 135 min read
The Top 10 Stock Market Crashes In History: The Timeline Of Fear
Quick Answer The Top 10 Stock Market Crashes in history are not random events, but predictable cycles driven by excess speculation and leverage. Ranked by severity, the worst remains the 1929 Great Depression (89% drop), though the 2008 Financial Crisis (57% drop) and the 2000 Dot-Com Bubble (78% drop) were devastating. The key to survival […]
Felix La Spina
Dec 126 min read
How To Profit Off Booms And Busts: The Cycle Of Greed And Fear Explained
Quick Answer To profit off booms and busts, an investor must ignore emotion and utilize the market cycle—which moves predictably between phases of Greed (Boom) and Fear (Bust). The secret is to actively sell assets that have become expensive (Mark-Up phase) to raise cash, then aggressively deploy that cash to buy high-quality assets at deep […]
Felix La Spina
Dec 125 min read
Day trading: INVESTING AND TRADING STRATEGIES (day trading) Explained
Day trading: INVESTING AND TRADING STRATEGIES (day trading) Explained Short descriptionDay trading is the practice of opening and closing positions within the same session. This guide explains day trading, what day trading is, and how to day trade using clear investing and trading strategies, with simple steps, examples, and internal link cues to Stock Education […]
Felix La Spina
Dec 127 min read
How The COVID-19 Pandemic Made Millionaires: The Mechanics Of A Crisis
Quick Answer The COVID-19 pandemic created a massive and rapid transfer of wealth by generating the fastest V-shaped recovery in market history. This was driven by two key mechanics: unprecedented Federal Reserve stimulus (“The Fed Put”) which inflated all asset prices (stocks, housing, crypto), and the explosive acceleration of the “Work From Home” tech trade […]
Felix La Spina
Dec 115 min read
How Stock Market Crashes Build Generational Wealth: The Math Of Buying Fear
Quick Answer A stock market crash is the single greatest opportunity for building generational wealth, acting as a massive wealth transfer from the fearful to the prepared. The core strategy is Predatory Buying: acquiring high-quality assets at deep 40%-50% discounts when everyone else is panic selling. This strategy doesn’t just double your money; it dramatically […]
Felix La Spina
Dec 105 min read
The Top 25 Cryptocurrencies Explained: A No-Nonsense Guide To The Leaderboard
Quick Answer The Top 25 Cryptocurrencies are highly diverse, falling into four primary categories: Digital Gold (Bitcoin), World Computers (Ethereum and its competitors), Stablecoins (digital dollars like USDT/USDC), and Utilities/Memes. The biggest mistake new investors make is viewing them all as “stocks.” They are not. A responsible crypto portfolio should be built on the bedrock […]
Felix La Spina
Dec 97 min read
The 1929 Stock Market Crash: The Timeline, The Math, and The Survival Plan
Quick Answer The 1929 Stock Market Crash, culminating in the panic of Black Tuesday, was a cataclysmic market event triggered by rampant speculative buying, dangerously high debt levels (buying on margin), and a disconnect between stock prices and corporate earnings. The crash wiped out $\mathbf{89.2\%}$ of the Dow Jones Industrial Average’s value by 1932. The […]
Felix La Spina
Dec 96 min read
Stock Market Crashes: The Complete Timeline, Exact Dates, and Survival Plans
Quick Answer A stock market crash is a sudden, sharp, double-digit drop in equity prices, usually triggered by widespread panic and a specific event (like a credit freeze or a pandemic). Historically, crashes have severe immediate impacts, but the market always recovers over time. The key to survival is not predicting the crash, but having […]
Felix La Spina
Dec 98 min read
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